BMO
BMO CashBack Mastercard
Cash back · No fee
Your eligibility
Sign in and build a plan to check this card against your province, income, and card history.
BMO rule: no enforced cooldown — the community consistently reports this issuer pays the welcome bonus again on reapproval. This rule is community folk knowledge, not officially published — check current offer terms.
Current offer
No active offer tracked for this card right now.
Earn rates
| Groceries | 3× |
| Recurring bills | 1× |
| Gas | 0.5× |
| Everything else | 0.5× |
| Dining | 0.5× |
| Travel | 0.5× |
Points (or cents, for cash-back cards) per dollar spent. Verify rates with the issuer — categories and caps change.