TD

TD Aeroplan Visa Platinum

Aeroplan · $89.00 annual fee

Your eligibility

Sign in and build a plan to check this card against your province, income, and card history.

TD rule: welcome bonus again after 12 months without the card.

Current offer

Up to 20,000 Aeroplan points and a first-year fee rebate

  • • Make a first purchase; plan assumes purchase and card activation within the first 3 calendar months for the fee rebate
  • • $1,500 in net purchases within 90 days

First-year fee rebate, subject to the offer conditions.

Qualifying conditions and calculation assumptions
  • Activate and make a first purchase within 3 calendar months for the first-year fee rebate. Only eligible net purchases count; account must remain open and in good standing when rewards post.
  • Existing or recent TD Aeroplan account openings within 12 months are excluded. Aeroplan same-category bonuses across issuers also require eligibility review. Generic travel earns the base rate; direct Air Canada acceleration is not applied to all travel.
  • 1 point/$ groceries/gas (shared $80,000 annual accelerated-category cap), 1 point per $1.50 elsewhere; no published minimum income on the reviewed eligibility panel.

Quebec: Public Canadian offer reviewed; no separate Quebec welcome-bonus exclusion stated. Provincial cardholder agreements and interest/payment rules still apply.

Check the issuer’s current offer and application terms ↗

Offer verified Sep 6, 2026 · 24 days old

Earn rates

Gas1 pts/$
Groceries1 pts/$
Everything else0.667 pts/$
Dining0.667 pts/$
Travel0.667 pts/$
Recurring bills0.667 pts/$

Points (or cents, for cash-back cards) per dollar spent. Verify rates with the issuer — categories and caps change.

  • Accelerated rate cap: $80,000 in Groceries, Gas per statement year; then 0.667 points/$. Reset follows the statement in month 1; projections use the end of that month until the cycle is known.